You can get a home loan!
The Federal Housing Administration, also known as FHA, makes it much easier to buy a home or refinance a home. Since 1934, FHA has helped over 34 million property owners!
- FHA is the largest insurer of mortgages in the world
- FHA has insured over 34 million homes since 1934
- FHA lets you use small down payments on loans
- FHA is more flexibile considering your income and monthly payment
- FHA supports home and community development helping with jobs and schools
Our web site has all the information you need to learn about FHA mortgages. Find out if an FHA home loan is right for you.
Here are some great reasons to get an FHA mortgage:
- Easier to Qualify! Because FHA insures your mortgage, lenders may be more willing to give you loan terms that make it easier for you to qualify.
- Credit Problems Are No Problem! You don't need a perfect credit score to get an FHA mortgage. In fact, even if you have had credit problems, such as a bankruptcy, it's easier to qualify for an FHA loan than other home loans.
- Low Down Payment! You can still get an FHA loan with a very low downpayment! The down payment can even come from a family member, employer or charitable organization as a gift. Other loan programs don't allow this.
- Costs Less! FHA home loans have very competitive interest rates because the Federal government insures the loans. It's always a good idea to compare an FHA mortgage with other types of loans to see which is best for you. We can help you make sense of your options so you can choose what's right for you and your family.
- FHA Helps You Keep Your Home! The FHA has been around since 1934 and will continue to be here to protect you. If you run into hard times after buying your home, FHA has many options to help you keep your home and avoid foreclosure.
